PAYMENT POLICY

    **Payment Policy**

**Effective Date:** 09/03/2025

**1. Accepted Payment Methods**
At Anydaymagic, we accept the following payment methods:
- Credit/Debit Cards (Visa, MasterCard, American Express, Discover)
- UPI and Digital Wallets ([List wallets, if applicable])
- Bank Transfers (if applicable)
- Cash on Delivery (COD) (if available)

**2. Payment Processing**
- Payments are processed securely through our third-party payment gateway.
- Your financial details are encrypted and never stored on our servers.
- Orders will be processed only after successful payment confirmation.

**3. Currency and Pricing**
- All prices on our website are listed in INR.
- Prices may change without prior notice, but changes will not affect confirmed orders.
- Additional charges such as taxes and shipping fees will be calculated at checkout.

**4. Cash on Delivery (COD)**
- COD is available for select locations and order values.
- Customers must pay the full amount in cash at the time of delivery.
- Failure to accept a COD order may result in restrictions on future purchases.

**5. Payment Security**
- We use industry-standard encryption to protect your payment details.
- If we suspect fraudulent activity, we reserve the right to cancel the order and issue a refund.

**6. Failed or Declined Transactions**
- If a payment fails, please check with your bank or payment provider before retrying.
- We are not responsible for any bank fees or charges due to declined transactions.

**7. Refunds and Chargebacks**
- Refunds for eligible orders will be processed according to our Return & Refund Policy.
- Chargeback disputes may result in account suspension.

**8. Changes to This Policy**
We reserve the right to update this Payment Policy at any time. Any changes will be posted with an updated effective date.

**9. Contact Us**
For any payment-related inquiries, please contact us at:

Anydaymagic
Phone number: +91-9466-229-758 
Email: info@anydaymagic.com 
Address: B-304, 3rd Floor, Tower B, The Atrium, Ramaprastha City, Gurgaon -122006 Haryana